Management of Non-Performing Assets of Public Sector Banks in India
Asian Resonance (P: ISSN No. 0976 - 8602 RNI No.UPENG/2012/42622 VOL.-IV, ISSUE-III, July-2015 E: ISSN No. 2349 - 9443) Abstract Chirag P. Surti Faculty Member, Deptt. of Accounting & Financial Management, The M.S. University of Baroda, Vadodara, Gujarat Public sector banks by their nature are Government owned banks and therefore their banking obligations have to be focused on the Government economic programme. However, for the continued existence of the public sector banks, management of NPA‟s has been considered as one of the major criteria. For this purpose coefficient of correlation has been used to analyze the relationship between total advances with gross NPA‟s and net NPA‟s of public sector banks in India. Non- performing assets is an important issue in this study because it have not only affected the productivity and the profitability of banks, but also ruined the image of the Indian banking and the outlet on the very value system of the society. The study i...