A Case Study of Micro Credit and Rural Poverty of Muzaffarpur District (Bihar)

Asian Resonance (P: ISSN No. 0976-8602 RNI No. UPENG/2012/42622 VOL.-9, ISSUE-4, October 2020 E: ISSN No. 2349-9443) Paper Submission: 16/08/2020, Date of Acceptance: 30/08/2020, Date of Publication: 01/10/2020

Abstract






 Ranjeet Kumar 

Training Officer Bihar Rural Livelihood Promotion Society, DPCU, Motihari, India

Micro credit is advocated in all over the world as a developmental tool that has the potential to increase employment and saving and reduce poverty. This paper is an empirical study conducted in Sakra and Muraul blocks of Muzaffarpur district about the impact of micro credit on rural poverty. The majority of the SHG members are middle aged, married and belonging to nuclear families from schedule caste, backward caste and minority communities. A sample of 50 SHG households and 50 non SHG households formed part of the study. The study revealed that saving, income, employment and social empowerment more increased in SHG household than non SHG household due to micro credit intervention. Vinodha Devi (2017) in her study found that scarcity of raw material for production ,followed by shortage of power ,insufficient finance for promoting and running an enterprise etc. are the problems faced by women entrepreneurs. Priyanka Kumawat and Vishakha Bansal (2018)in their study ascertained that inadequate training facilities,problems in marketing the products,poor support from financial institutions etc. are the problems faced by SHG members. Renu Pathak et al.(2019)in their study identified that group conflicts, lack of interest in taking responsibility among SHG members and lack of motivation are the serious problems that exist. 

for full paper please visit below link :

http://www.socialresearchfoundation.com/upoadreserchpapers/1/385/2010280520021st%20ranjeet%20kumar%2012906.pdf

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