A Study on Housing Finance Sector by HDFC in Garhwal Region

Asian Resonance(P: ISSN No. 0976-8602 RNI No.UPENG/2012/42622 VOL.-IV, ISSUE-IV, October-2015 E: ISSN No. 2349-9443)

Abstract


 Pradeep Mamgain 

Assistant Professor, Deptt. of M.B.A., H.N.B.Garhwal University, Srinagar, Garhwal, Uttarakhand

Housing being one of the essential needs of mankind always been agenda for the Government of India over the years. This strengthens local infrastructure through community development. It is a visible output where the development can be seen and a vital sector of the national economy creating jobs and generating taxes. Adequate housing is a major indicator of growth path of the nation and the quality of life it bestows on its citizens. It plays a major role in the addition of GDP and development of over 250 other ancillary industries. The main concern of the study is to analyze the HDFC role in providing Housing Finance thereby enhancing Housing and employment sector in Garhwal. The paper presents a study on the role of HDFC in Housing Finance Sector of Pauri and Dehradun districts of Garhwal. In the present research work Secondary data collected was analyzed by using descriptive statistics technique for the study. The study shows that HDFC has deep penetration in Financing Housing in Garhwal but still much work yet remains to be done. For this the policy planners need to design suitable policies to raise the Financing ability of HDFC in the state.

for full paper please visit below link :

http://www.socialresearchfoundation.com/upoadreserchpapers/1/73/1512231138121st%20pradeep%20mamgain.pdf


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